We Paid Off the Last Card Just to Open a New One
In November of 2014, my husband Zac and I paid off the last of our credit card debt. We paid off just over $23,000 in debt last year. So why on earth would we open a new credit card?!?
An Honest Review of Old Fashioned
Yes, it was about love, but it was also about so much more. It was not the story of two high school sweethearts who met at youth group and got married shortly after graduation. The story depicted in this film was actually quite similar to our story. Allow me to share a little piece of it with you.
The 7 Experiment Book Club
Tomorrow night we are embarking on a journey together that just might change us...in fact, I think it might change everything. I am inviting you to join us on this journey. A journey where we will really examine what is enough. Consider this an invitation into a virtual book club. There are no tests or random check-in's, this is for you. Do with it what you will.
Products We Love
Our shift has been a slow, gradual process of not replacing the chemicals as we run out, but instead finding natural, affordable alternatives. Because we used to buy bleach, 409, toilet bowl cleaner, etc. in bulk at Sam's Club, it has taken quite some time to actually run out...hence the reason I say "Natural(ish) Living," we still have a ways to go, but we are learning. During this journey we have discovered three companies we love.
Why I Turned My 401(k) Back On
Did you know that $2,000 invested today with a yearly growth rate of 9% will be worth $62,818 in 40 years? Did you know that $2,000 in 1974 had the same buying power as $9,603 does today?
Electronic Envelopes
We have been using the envelope system for one year. The system has worked incredibly well for us but at the end of the year we re-evaluated and made a few changes.
The Big Announcement
Our very belated Christmas letter with our big news for the year. Enjoy!
“We realize this letter is a bit overdue, we had exciting things happening and had to wait just a bit to share them with you. Zac is starting his dream job, a full-time flight medic he’ll be. Based out of Siren, Wisconsin it is quite the drive but his enthusiasm for flying outweighs any downside. Don’t worry, we’re not moving, we wouldn’t want to enter Packer territory.
To balance out the home front during this time of transition, Caitlin’s company has offered her a new part-time position. We couldn’t be more excited, the role fits her perfectly… she is now coaching people through Financial Peace University! This is the program that has been so instrumental for us this past year. It also the main topic of conversation on Caitlin’s new blog, Hogan’s Haven.
Finn is walking, babbling, and just really loving life. Much to our delight he even sleeps through the night! He enjoys hugging Mika (whom he affectionately calls “puppy”) and 15 months later she seems to be warming up to him nicely. Last but not least Finn has an announcement he is excited to share…he is going to be a big brother later this year! The newest addition is expected at the end of July and no doubt the time is going to fly.
With all our love, we now say goodbye.”
Photo credit: Guytano Magno Photography
New Year, New Budget
Our ultimate goal of being debt free has not changed. I've been avoiding writing about any of these topics for a few weeks because I didn't want to admit that we aren't following the program exactly... but the fact is, we're not, and I'm not being honest or transparent if I don't share that part with you.